The rush-hour queue you lose customers to.
“Festival sale mein line lag jaati hai, customer wait nahi karta — chala jaata hai.” A slow bill at a busy counter is a walkout.
Walkouts during the rushBuilt for Indian shop counters, not accountants. One app handles GST billing, live inventory, udhaar tracking and daily profit — for kirana, garments, electronics, medical and hardware. From ₹799/year.
No credit card · Free migration help · Setup in 2 minutes

Accountune research · 2026
Across our 12,000+ retail onboardings, one pattern repeats — owners can tell you the day's total sale, but not which 20 items drove the profit. After Accountune, the average shop finds roughly 30–35% of SKUs contribute almost nothing to margin — visible only once billing and stock sat in one place. That insight, not the billing speed, is what changes the next purchase order.
Retail billing software is a cloud tool that lets a shop create GST invoices, scan barcodes, track stock in real time, and file GSTR-1 and GSTR-3B from one screen. It bills a walk-in customer in under ten seconds, deducts the item from inventory automatically, accepts cash, UPI or card, and sends the invoice over WhatsApp. Indian shops use it to replace manual registers and slow desktop POS.
Understanding the retail counter
Built for the counter, not the back office. Retail billing software is point-of-sale software built for shop counters — it creates a GST-compliant tax invoice, applies the correct CGST, SGST or IGST by HSN code, reduces inventory the moment a bill is cut, and stores the data in the cloud. For Indian retailers it replaces the manual bill book, the standalone calculator and the separate stock register with one connected system.
Many small bills, mixed GST slabs, fast. A retail counter generates many small bills fast, often with mixed GST slabs on a single invoice — a garment shop sells a 5% kurta and an 18% accessory on the same bill. It deals with walk-ins who pay by cash, UPI or card, and regulars who buy on udhaar (credit). It needs barcode scanning, thermal-printer support, and a way to send the bill on WhatsApp before the customer has left the shop.
GST accounting runs underneath. Every invoice feeds the data for GSTR-1 (outward supplies) and GSTR-3B (summary return). When a shop crosses the ₹5 crore turnover line, e-invoicing and the IRN become mandatory under CBIC rules (CBIC Notification 10/2023 lowered the threshold to ₹5 crore from 1 August 2023), and e-way bills apply for goods movement above the state threshold. Good retail software handles all of this quietly, so the shopkeeper never opens the GST portal during a rush hour.
It is also a security tool. A laptop dies, a hard drive is stolen, a phone is lost — and with offline-only POS, years of billing records vanish. Cloud-based retail billing keeps an encrypted copy on servers (Accountune uses AWS India data centres with hourly backups), so the data survives the device.
Entities covered on this page
6 billing failures Accountune fixes
These are not hypothetical. They happen in small businesses across India every month — and each one quietly costs money or hours.
“Festival sale mein line lag jaati hai, customer wait nahi karta — chala jaata hai.” A slow bill at a busy counter is a walkout.
Walkouts during the rushScan a barcode or search by name, pick the payment mode, print or WhatsApp the bill. Open a second counter on a tablet on the same live data.
Faster line, fewer walkouts“Har bill pe CGST/SGST haath se lagana padta hai, ek galti aur GST notice aa jaata hai.” Hand-applied tax is a slab guess.
GST slab errors0/5/12/18/28% by HSN, and IGST switches on by customer state — no manual maths on any line.
Clean GSTR-1/3B data“System bole 20 piece, shelf pe 8. Manual register sync hi nahi rehta.” The count drifts within a week.
Shelf ≠ systemEvery bill deducts stock; every purchase adds it. Low-stock alerts fire before you run out, not after.
Shelf and system finally match“Kaun kitna udhaar leke gaya, yaad nahi rehta. Cash flow har mahine atak jaata hai.” The diary records, but never reminds.
Cash flow stuckA per-customer udhaar khata with due dates and automatic WhatsApp reminders.
Dues collected without awkward calls“Din ka total to pata hai, par kis cheez pe profit hua, pata nahi.” You restock from memory, not data.
Restocking blindItem-wise profit, best/slow movers, category and staff reports in one dashboard.
Restock by data, not memory“Laptop kharaab ho gaya to saal bhar ka record gaya.” Offline-only POS is one dead drive from disaster.
A year of records lostEncrypted hourly cloud backup on AWS India; log in from any device.
Lose the laptop, keep the dataSign-up to first bill — in minutes
No IT setup, no accounting jargon. Sign up, add your items, and start billing — stock and GST update themselves as you go.
Phone or email — no credit card. Hindi or English interface, ready in two minutes.
Bulk-import your product list from Excel, or let the migration team port your Tally/Vyapar data free in 24–48 hours.
Search or scan an item, set quantity, choose cash/UPI/card, print on A4 or thermal, or send on WhatsApp. Inventory drops live and GSTR-1/GSTR-3B data builds in the background.
The day's sales, profit, outstanding udhaar and tomorrow's reorder list — all on one screen.
One bill updates the invoice, the stock and the GST return at the same moment — the evening half-hour of tallying totals simply disappears.
What you get
From billing to GST to reports — one connected system. Every bill updates the invoice, the stock and the GST return at the same moment.
Invoice in under 10 seconds
Search by product name or barcode scan. GST, HSN, price auto-filled. Print or WhatsApp in one tap.
Stock accurate without extra entry
Every sale deducts from stock; every purchase adds back. Live count at any moment.
Not one rupee missed or disputed
Per-customer digital account with timestamped history. One-tap WhatsApp reminders.
Zero manual tax calculation
CGST, SGST and IGST correct on every invoice. GSTR-1 and GSTR-3B ready at month end.
Reorder before the shelf goes empty
Custom minimum per product; alert via app, email or SMS.
Packaged goods billed in 3 seconds
USB, Bluetooth or phone camera; auto-fills name, price, GST, HSN.
Professional bills, no printing cost
PDF invoice to the customer's WhatsApp in one tap.
Never overpay a supplier again
Every purchase logged; supplier-wise outstanding always visible.
Full business picture in 2 minutes
Sales, top products, slow movers, daily profit, pending dues — one dashboard.
Counter staff see billing only
Role-based logins; profit and purchase data stay owner-only. Full activity log.
Cash flow protected without awkwardness
Set a max credit per customer; alert fires before the bill is created.
Data safe even if every device is lost
Automatic daily backup with 256-bit encryption; log in from any device.
The short version
A retail counter has three jobs that usually live in three places — the bill book, the stock register, the GST file. Accountune makes them one. Here's how that lands against the tools shops usually compare (verified May 2026).
| Capability | Accountune | Tally Prime | Zoho Books | Vyapar |
|---|---|---|---|---|
| Under-10-second counter billing | desktop POS | |||
| GST auto by HSN (0/5/12/18/28%) | ||||
| Live stock deduction on every bill | ||||
| Udhaar khata + WhatsApp reminders | one-tap | third-party | limited | |
| Full billing on a phone app | desktop only | |||
| Read-only CA login | Growth+ | via license | per-org | limited |
| All features included (no tier-gating) | AMC + TSS | per-org + GST | ||
| Realistic annual price | ₹799–₹4,490 | ₹26,550 + ₹4,500/yr | ₹8,988/yr | ₹3,420/yr |
Accountune is the only one here that puts billing, live stock and GST returns on one screen — under-10-second bills, all features in, at ₹799–₹4,490/year with no renewal surprise.
Is this right for you?
An honest read on where Accountune fits best — for the owner-run Indian retail counter that wants billing, stock and GST in one place.
30–300 bills a day
Kirana, garments, electronics, footwear, hardware, medical or supermarket — billing 30 to 300 customers a day.
billing + stock + GST
One connected system instead of three separate tools plus an Excel sheet that drift apart.
cloud + CA login
Want cloud access from a phone and a read-only CA login for filing, without a desktop-only setup.
Growth / Pro
Need the same inventory and customer data live across counters and branches, with no double-selling.
Recognise your shop? You're exactly who Accountune is built for.
Start freeThe Accountune Team
Reviewed by the Accountune Compliance Team
Based on
Most retail owners can tell you the day's total sale — but not which twenty items made the profit. The moment billing and stock sit on one screen, that blind spot closes, and the next purchase order changes.
Buyer's guide · 2026
Choosing retail billing software comes down to seven checks: counter speed, automatic GST by HSN, stock and bill in one system, direct CA filing, a real phone app, cloud backup, and the true second-year cost. Run each as a question during a demo before you pay.
Time a real test: scan, quantity, payment, print. If one bill takes more than 15 seconds in the demo, your Saturday queue will feel it.
Accountune
Accountune bills in under 10 seconds with barcode + saved shortcuts.
You should never type a tax rate. The software should read the HSN and apply 0/5/12/18/28% — and flip to IGST for out-of-state customers.
Accountune
Accountune does this on every line, every bill.
Billing and inventory must be one system. Bill in one place and update stock in another, and they drift apart within a week.
Accountune
Accountune deducts stock the moment the invoice is cut, with low-stock alerts.
Look for ready GSTR-1 and GSTR-3B data and a read-only CA login, so you don't email spreadsheets every month.
Accountune
Included on Growth and Pro — your CA files from their own login.
Most Indian owners check the shop from home or while travelling. A true mobile app — not a view-only screen — matters.
Accountune
Accountune runs full billing on Android, iOS and web, one login.
Offline-only software with no backup is one dead hard drive from disaster. Ask where data sits and how often it's backed up.
Accountune
Accountune: AWS India, hourly backup, 256-bit AES, ISO 27001.
Headline price is not the real price. Tally adds ₹4,500/yr TSS; Zoho charges per organisation plus GST; some apps gate GST behind higher tiers.
Accountune
Accountune is ₹799–₹4,490/year, all features in, no renewal surprise.
Compiled from CBIC GST guidance, NPCI payment data and feedback from 12,000+ Indian retail shops · Accountune Research.
Verified customer reviews
12,000+ Indian retail shops trust Accountune · 4.9/5 rating. Customer outcomes shared with permission, reproduced verbatim from verified Accountune customers.
Billing completed 50% faster
“Billing is so much quicker now, and accurate too. My staff can serve people faster — which really matters during the rush hours when the counter gets crowded.”
Reduced checkout queues significantly
“Earlier customers would end up waiting whenever things got busy. Now invoices come out instantly and checkout just moves — no more long lines at the counter.”
Inventory and billing in one system
“The stock updates on its own every time we make a sale. I'm not doing manual stock adjustments anymore, and billing mistakes have dropped right off.”
Daily sales tracking made simple
“The dashboard shows me the day's sales, my best-selling products and revenue in real time. Running the store has honestly become a lot easier.”
Billing errors reduced by 90%
“Manual billing mein aksar rate galat lag jaata tha. Ab har invoice ekdum sahi banti hai, aur customer ka bharosa bhi pehle se kaafi badh gaya hai.”
GST billing is now effortless
“GST invoice, sales report aur inventory — sab kuch ek hi jagah mil jaata hai. Har hafte ghanton ka office ka kaam ab aaram se bach jaata hai.”
Pricing
Every plan includes the day book, cash book, GST entries and reports. Growth adds e-invoicing, GSTR-2B reconciliation, bank reconciliation and CA remote access; Pro adds multi-location and unlimited users.
For Getting Started
+ taxes
Perfect for Mobile only Users
+ taxes · ≈ ₹67/month
Perfect for Getting Started
+ taxes · ≈ ₹154/month
Perfect for Growing Businesses
+ taxes · ≈ ₹375/month
Three yearly plans — Lite ₹799, Growth ₹1,849, Pro ₹4,490. GST billing, live inventory, udhaar tracking and GSTR-1/3B data are in every plan · Free trial, no card · 7-day money-back · Free migration from Tally, Vyapar, Marg, BUSY, Zoho & myBillBook.
Type a keyword or pick a category — billing, GST, udhaar, devices. Everything a shop owner asks before switching is one keystroke away.
Retail billing software is point-of-sale software that creates GST-compliant invoices at a shop counter, tracks inventory in real time, manages customer and supplier accounts, and prepares GST returns. Instead of a manual bill book plus a calculator plus a stock register, it puts all three in one connected system. For an Indian retailer that means scanning or searching an item, applying the correct GST slab automatically, taking cash/UPI/card, printing or sending the bill on WhatsApp, and watching the stock and GSTR-1 data update on their own. It runs in the cloud, so the same data is available on a phone, tablet or desktop, and a copy stays backed up even if your device fails.
No. Accountune is built for shop owners and counter staff, not accountants. If you can use WhatsApp, you can bill on Accountune — most users create their first invoice within 15 minutes of signing up. GST is applied automatically by HSN code, so you never type a tax rate. The interface is available in Hindi and English. For anything you're unsure about, there are free video tutorials and support in both languages. The deeper accounting — ledgers, GSTR-1/3B data, profit reports — is generated in the background as you bill, so you get accountant-grade output without having to think like an accountant.
You can create a complete GST invoice in under 10 seconds. Search the product by name or scan its barcode, set the quantity, choose the payment mode (cash, UPI, card or split), and print on A4 or a thermal printer — or send it straight to the customer's WhatsApp. Saved shortcuts and barcode scanning are what make this fast during a rush hour, when a manual bill or a slow POS would cost you the line behind the counter. Sandeep Agarwal, who runs a garments shop in Delhi, cut his billing time by about 60% in the first month, mostly by removing manual GST maths and totalling.
Yes. Accountune automatically calculates CGST, SGST and IGST based on the item's HSN code and the customer's location — IGST applies for out-of-state sales, CGST plus SGST for within-state. It prepares GSTR-1 (outward supplies) and GSTR-3B (summary) data as you bill, so the return is mostly ready when filing day comes. HSN and SAC codes are auto-assigned. For businesses above the ₹5 crore turnover threshold, it generates e-invoices with an IRN that integrates with the government IRP portal, as required by CBIC rules. GST rate changes announced by the government are updated in the software, so your billing stays current without manual edits.
Yes. Connect any standard USB or wireless barcode scanner and Accountune adds the scanned item to the invoice instantly — no setup beyond plugging it in. For printing, it supports both regular A4 printers and thermal receipt printers, which most retail counters prefer for speed and cost. You can also choose from 30+ invoice templates, add your shop logo, and customise which fields appear. Barcode billing is one of the biggest time-savers for shops with hundreds of SKUs, like hardware, garments and supermarkets, because staff don't have to search or type product names during a busy counter.
Zaroori nahi, par helpful hai. Aap item naam se search karke bhi bill bana sakte ho. Agar SKU zyada hain — garments, hardware, supermarket — to koi bhi USB ya wireless barcode scanner plug karo, setup ke bina chal jaata hai. Scan karte hi item bill mein aa jaata hai, aur rush hour mein yahi sabse zyada time bachata hai. Chhoti dukaan jisme 50–100 items hain, wahan naam se search bhi kaafi tez rehta hai.
Billing and inventory are a single system in Accountune, so they can't drift apart. Every time you cut a bill, the stock quantity for those items drops in real time. Every time you record a purchase, it goes up. You always see the live stock level without manual counting at month-end. You can set a minimum level for each item — say 12 units of a fast-mover — and get an automatic low-stock alert before you run out, not after a customer asks for something you can't supply. For shops with stock in a godown plus the counter, you can track each location separately and move stock between them.
Yes, which matters for groceries, medical stores and cosmetics. Accountune lets you record batch numbers and expiry dates against stock, and it alerts you for items approaching expiry so you can sell or return them before they become a loss. Medical store owners use this with FEFO (first-expiry-first-out) logic to clear short-dated stock first. Meena Joshi, who runs a medical store in Pune, moved to zero expiry losses after switching, because the alerts surfaced batches she would otherwise have missed in a manual register. For non-perishable retail, you can simply leave the batch/expiry fields off.
Yes. For regulars and wholesale buyers who take goods on credit, Accountune keeps a per-customer udhaar khata with the amount, the date, and a due date. You can set a credit limit per customer. When an amount goes overdue, the software sends an automatic WhatsApp reminder, so collection happens without the awkward in-person follow-up. You also get an outstanding-payments dashboard showing exactly who owes how much and for how long. This is one of the most common reasons retail shops switch from a register — a diary records the udhaar but never reminds you about it, so old dues quietly become losses.
Yes. Accountune records cash, UPI, debit and credit cards, net banking and wallets, and it handles split payments on a single bill — for example ₹500 in cash and the rest on UPI. Each payment mode is tracked separately, so your day-end tally and cash drawer reconcile cleanly. This matters in 2026 India, where UPI now processes close to ₹30 lakh crore in a single month (₹29.90 lakh crore in May 2026, NPCI), and a typical counter sees a mix of cash and digital in the same hour. Recording the exact mode on each invoice also makes your bank reconciliation and GST reporting accurate at the end of the month.
Desktop-only software lives on one computer. If that machine fails or is stolen, you can lose years of billing records, and you can't check your shop from home. Cloud-based retail billing stores your data on secure servers (Accountune uses AWS India data centres with hourly backups) and lets you log in from any device with one account. You can open a second billing counter on a tablet using the same live inventory, and your CA can view your books remotely for filing. The trade-off is that you need an internet connection for full features, though the mobile app keeps a limited offline mode that syncs once you're back online.
Yes. You can add multiple users — up to 5 on the Pro plan — each with role-based permissions. Billing staff can create invoices but cannot open profit-and-loss reports, change pricing, or see sensitive financial data; only the owner or manager gets full access. Every invoice is tagged to the user who created it, and a complete activity log records who did what. You also get staff-wise sales reports to see individual performance. This solves a common worry for shop owners — letting staff bill freely while keeping the money side and the margins private to the owner.
Yes. The Growth and Pro plans support multiple counters and branches, all working off the same live inventory and customer database, so there's no double-selling or data mismatch between counters. On Pro you also get multi-location and multi-GSTIN, which lets you manage separate branches — each with its own GST number — inside one account, with a central view across them. Because the data is in the cloud, a counter on a tablet, the owner's phone, and the back-office desktop all see the same numbers in real time. This is what lets a shop add a second counter during festive season without setting up a separate system.
The Accountune mobile app has a limited offline mode that lets you view data and create invoices when the connection drops; once the internet is back, everything syncs automatically. For continuous counter operation, especially in areas with patchy connectivity, we recommend a backup connection like a mobile hotspot. Your data is never only on the device — it's backed up hourly on AWS India cloud servers — so even a power cut or a device failure during offline use doesn't risk your records. For most urban and tier-2 retail shops with a steady connection, offline mode is a safety net rather than a daily need.
Accountune includes free migration help on every paid plan, and the team typically completes it in 24–48 hours. You share your existing data — from Tally, Vyapar, Marg, BUSY, Zoho or a spreadsheet — and the team ports your items, customers and opening balances so you don't start from zero. There's a no-data-loss commitment, and you can run both systems in parallel during the transition if you want to be cautious. Your CA can be given a read-only login (on Growth and Pro) so their workflow doesn't break. The aim is that switching costs you a couple of days of setup, not weeks of re-entry.
Yes — you can start a free trial with full feature access, and no credit card is required to begin. You sign up with just a phone number or email, set up your shop, and start billing real invoices to see how it fits your counter. There's also a free personalised demo (15–30 minutes) over WhatsApp at +91 88242 33917 or via accountune.com/demo if you'd prefer a walkthrough first. Pricing is yearly only — ₹799 Lite, ₹1,849 Growth, ₹4,490 Pro — with no hidden setup fees and a 7-day money-back guarantee on paid plans.
Prices vary widely. Accountune is ₹799/year (Lite), ₹1,849/year (Growth) and ₹4,490/year (Pro), with all core features included and no per-user surprise on the lower plans. For comparison as of May 2026: Tally Silver is a ₹26,550 one-time licence plus ₹4,500/year TSS; Vyapar's Desktop Silver is around ₹3,420/year; Zoho Books Standard is ₹8,988/year plus GST and charges per organisation; BUSY Saffron is ₹6,999/year. Some apps advertise a very low headline price but gate GST returns, inventory or e-way bills behind higher tiers, so always check what's actually included before comparing. Competitor pricing changes a few times a year — confirm on the vendor's page.
Practical reads on GST, billing and running a business in India — written for shop owners, not accountants.
Mobile accessories HSN codes 2026: charger 8504, earphones 8518, cable 8544, cover 3926, glass 7007 — almost all 18% GST. Why billing under 8517 is a mistake, explained.
Jewellery HSN code 7113: gold, silver & diamond are 3% GST, making charges 5%. Old gold exchange, imitation 18% & the two-line invoice rule for jewellers, explained.
Cement HSN code 2523 is 18% GST in 2026 (down from 28%). Full construction materials list — bricks, sand, steel, RMC, tiles — with HSN codes and rates for dealers.
Each industry comes with its own preset items, taxes and templates — so day-one feels like day-thirty.
Trust on every device sold
Counter-speed billing
Move volume, control credit
Stay compliant, cut wastage
Bill rods, sheets and packets right
Everyday neighbourhood billing
Size, colour, season — never out of stock
Every pair, every size, tracked
From raw inputs to finished value
Join thousands of Indian small businesses running their accounts, billing and inventory on Accountune.